Calculate and apply for a payday loan
Suppose you finally want to make that journey you’ve been dreaming about for a long time, buy a car because of a new job or family extension, or remodel your kitchen or bathroom in your owner-occupied home. Throughout life, there are important moments for which you can use a little extra money.
If you do not have enough savings, a payday loan is an orderly and reliable form of borrowing money, in which the loan amount, the term and the interest are determined together in advance. This way you know exactly what to expect. Very nice, because you naturally want to borrow money as responsibly as possible.
What is a payday loan?
With a payday loan, you borrow a one-time amount, which is deposited in your account in one go. This could be because you need a new car, want to buy a caravan, or are planning to remodel your kitchen. If you need money for a specific purpose for which you know the total costs in advance, a payday loan is very suitable.
One of the advantages of a payday loan is that you know exactly where you stand. Every month you pay a fixed amount consisting of interest and repayment. The interest is fixed for the entire term. Together with an adviser from Across Lender, we look at what suits your personal financial situation. With a payday loan, you, therefore, know exactly where you stand, which gives a little extra peace during the moments in your life when you do larger expenses. If you opt for a payday loan, you borrow money in a responsible manner, and with peace of mind.
How does a payday loan work?
Once you have decided that you need money for a car, renovation, study or other large purchase and you, therefore, know what the loan goal is, you can compare loans at Across Lender online to see which best suits your personal situation. It is important that you know how much money you need because a payday loan is a fixed amount that is deposited in your account.
Once your loan has been approved by one of our advisors, you will receive the amount in your account. You pay the same amount every month. It is agreed in advance what the term of your loan is, in other words when you have repaid the loan in full. You cannot re-draw the amount that you repay with the payday loan. You can, however, make additional repayments without penalty